09
Elder Law & Medicaid
Paying for care without losing everything.
Long-term care planning and Medicaid eligibility, including what can still be done after someone has already entered a facility.
Elder law
·
Medicaid
·
Long-term care
·
Qualified income trusts
·
Tampa
·
Serving Florida since 2015
·
Elder law
·
Medicaid
·
Long-term care
·
Qualified income trusts
·
Tampa
·
Serving Florida since 2015
·
Elder law
·
Medicaid
·
Long-term care
·
Qualified income trusts
·
Tampa
·
Serving Florida since 2015
·
Elder law
·
Medicaid
·
Long-term care
·
Qualified income trusts
·
Tampa
·
Serving Florida since 2015
·
What this covers
Eligibility, and what it costs to get there.
Nursing home care in Florida runs into thousands of dollars a month. Medicaid has income and asset limits, and there are lawful tools to meet them. Waiting until the money is gone removes most of them.
01
Eligibility review
Where you stand today against the income and asset limits.
02
Qualified income trusts
Handling income above the cap without disqualifying the applicant.
03
Spousal planning
Protecting the healthy spouse who still has to live on something.
04
Crisis planning
Work done after admission, when the clock is already running.
05
Application support
Filing, documentation, and responding to the state’s requests.
06
Benefit coordination
How Medicaid, Medicare, and VA benefits interact.
How we help
Eligibility, step by step.
01
Financial review
Income, assets, and the last five years of transfers.
02
Strategy
A written plan showing what changes and what it protects.
03
Implement
Trusts, transfers, and titling completed in the right order.
04
Apply
Application filed and managed through approval.
Crisis cases are handled on a compressed timeline, usually (ART TO CONFIRM WITH AARON).
COMMON QUESTIONS
Questions we hear first.
If yours is not here, call the office. Someone who works on these matters will answer.
Do we have to spend everything first?
No. There are lawful ways to restructure assets so an applicant qualifies while protecting resources for a spouse or family.
What is the look-back period?
Florida reviews five years of transfers. Gifts inside that window can create a penalty period, which is why timing matters so much.
Is it too late once mom is in the facility?
No. Crisis planning exists for exactly that. The options are narrower and the work is faster.
Does Medicare cover nursing home care?
Only briefly, after a qualifying hospital stay. Long-term custodial care is a Medicaid question, not a Medicare one.
Who handles the file
The elder law group.
Aaron W. Saoud, Esq.
Founder and CEO
Jason Risberg, Esq.
Estate and Trust Planning Attorney
Sofia Herrera, Esq.
Associate Attorney
Leah Emerson
Estate Planning Paralegal
Next step
Call before the savings are spent down.
Even after a health event there are usually options. There are more of them early.